What is the limit of HDFC MoneyBack credit card?

HDFC Moneyback Credit Card Limit: Rs. 25,000 – Rs. 1,50,000.

Also asked, what are the benefits of HDFC money back credit card?

Following are the benefits of HDFC Money Back Credit Card:

MoneyBack Rewards. Earn 2 Reward Points for every purchase worth ₹ 150.
Online Spends.
Fuel Surcharge waiver.
Safe & Secure Transactions.
Zero liability on lost card.
Revolving Credit.
Interest-free credit.
Reward points validity.

Beside above, how can I use HDFC moneyback credit card? Apply HDFC Moneyback Credit Card

Get 500 RP as welcome benefit (on Card Fee Realization)
E-gift voucher worth Rs.500 on spends of Rs.50,000 in a calendar quarter.
Redeem Reward points as CashBack on your MoneyBack Credit Card (100 Reward Points = Rs 20)

Accordingly, what is the annual fee for HDFC money back credit card?

HDFC Bank MoneyBack Credit Card- Fees and Charges

Type of Fee/Charge	Amount
Annual Fee/Renewal Fee	Rs. 500 + GST
Cash Advance Charges	2.5% of the amount withdrawn or Rs. 500 whichever is higher
Add-on Card Fee	Nil
Over limit Charges	2.5% of over limit amount, subject to a minimum of Rs. 500

How can I reduce my HDFC credit card limit?

They are:

Log on to your Net Banking account and hit the “Credit Card” tab.
Write an email to HDFC Bank clearly mentioning your credit card number.
Send a request letter to: HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur P.O. , Chennai 600041.
Call up customer care and place your request.

Which HDFC card is best?

Top 10 HDFC Credit Cards in India

HDFC Credit Card Variant	Annual Fee	Category
HDFC Bank Regalia First Card	Rs.1,000	Premium lifestyle
HDFC Bank Diners Club Black Card	Rs.5,000	Premium lifestyle
HDFC Bank Regalia Card	Rs.2,500	Premium lifestyle
HDFC Freedom Credit Card	Rs.500	Rewards

Does HDFC moneyback credit card has lounge access?

Features of Hdfc Moneyback Credit Card: 0.8% cashback on all Online retail spends. Complementary Airport lounge access: Nil. Fuel Surcharge Waiver: Capped at Rs. 10,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs.

Is HDFC credit card free?

Features of lifetime free HDFC Moneyback Credit Card There is 1% surcharge waived on the fuel transactions. However, the minimum transaction has to be at least Rs. 400. The lifetime free credit card also comes with an interest-free duration of 50 days, starting from the purchase date.

Can I convert reward points to cash HDFC?

The option to redeem reward points against cash or outstanding bill depends on the type of your credit card. If HDFC provides an option to redeem reward points against cash and outstanding amount, you can simply follow the below mentioned steps to complete the redemption process.

What is the value of one reward point in HDFC credit card?

0.50 for 1 reward point while on Regalia First each point is equivalent to Rs. 0.30.

Which is the best HDFC credit card?

Top HDFC Credit Cards in India for 2020

HDFC Credit Card	Annual Fee	Best Suited For
HDFC Regalia First Credit Card	Rs. 1,000	Travel and Dining
HDFC MoneyBack Credit Card	Rs. 500	Shopping and Cashback
HDFC Freedom Credit Card	Rs. 500	Shopping and Fuel
Jet Privilege HDFC Bank World Credit Card	Rs. 2,500	Travel, Fuel and Lounge Access

What credit card gives the most cash back?

Best Cash Back Credit Cards of 2020 Chase Freedom®: Best feature: Quarterly rotating 5% cash back. Chase Sapphire Preferred® Card: Best feature: Travel rewards. Blue Cash Preferred® Card from American Express: Best feature: Cash back on everyday purchases.

Which HDFC credit card is best for shopping?

Some of the best credit cards from HDFC are; Diners Club Black Card, Jet Privilege Diners Card, Jet Privilege HDFC Bank World Card.

What is the best credit card without an annual fee?

Best No Annual Fee Credit Cards

Capital One® Quicksilver® Cash Rewards Credit Card.
Discover it® Cash Back.
Bank of America® Cash Rewards credit card.
Wells Fargo Propel American Express® Card.
Capital One® VentureOne® Rewards Credit Card.
Chase Freedom Unlimited®
Capital One® SavorOne® Cash Rewards Credit Card.
Citi® Double Cash Card.

What is the billing cycle of HDFC moneyback credit card?

about 30 days

Is there any charges for HDFC credit card?

The credit card charges that pinch you the most are finance charges that you incur if you revolve your credit or pay only the minimum payment due. In most HDFC Bank credit cards, the monthly percentage rate charged is Rs 3.49 per month, which comes to an annual interest rate of as high as 41.88 per annum.

How do you get your money back from a credit card?

How can I get a credit card refund?

Contact the merchant. Get in touch with the merchant involved in the transaction and let them know you want a refund.
Organise your required documents or items.
Provide your credit card details.
Sign any required documents.

Can I withdraw money from credit card?

Yes, You Can Withdraw Money From a Credit Card — But It's Expensive. There are a number of costs associated with a credit card cash advance, starting with the fee. Most credit cards charge a cash advance fee, which typically range from 3% to 5% of the transaction amount.

How Reward points are calculated?

The simplest way to calculate the value of your credit card points is to divide the dollar value of the reward by the number of points required to redeem it. For example, if it takes 50,000 points to get a $650 airplane ticket, your points are worth about 1.3 cents each.

Which is the best credit card?

Best Credit Cards of 2020

Capital One® Quicksilver® Cash Rewards Credit Card: Best for Flat-rate cash back.
Discover it® Cash Back: Best for Rotating cash back.
Capital One® Venture® Rewards Credit Card: Best for Travel.
Wells Fargo Propel American Express® card: Best for Rewards.
Chase Sapphire Preferred® Card: Best for Sign-up bonus.

How can I check my HDFC credit card cashback?

The method I am mentioning here is to redeem the points using HDFC's Net banking Portal.

Log into to your Account.
Click the Cards Tab in the upper row.
Then Click on the Enquire Tab in the Debit Card Section, just below the Credit Card Section.
Click on the Cashback Enquiry and Redemption.

What is meant by lifetime free credit card?

Lifetime Free Credit Card technically means, its free to hold for the rest of your life. In other words, there are no additional charges for holding/using that card - you just pay what you spend. ie, Joining Fee: Rs. 0.

Can I withdraw cash from HDFC MoneyBack credit card?

HDFC Credit Card cash withdrawal facility allows the cardholder to withdraw cash from any ATM using his credit card. One can withdraw only up to the maximum available cash limit on his card. HDFC credit card cash withdrawal also attracts some fees and charges.